Childbirth Lump-sum Grant ¥500,000: How to Claim [2026]

The Childbirth Lump-sum Grant (shussan ikuji ichijikin) pays ¥500,000 per child when a person enrolled in health insurance (National Health Insurance or Social Insurance) gives birth. Foreign residents are eligible if enrolled in NHI or their employer health insurance.

① Amount

¥500,000 per child (¥488,000 for births at facilities not in the obstetric compensation scheme). For twins or more, it is paid per child.

② Eligibility

• Members of NHI or Social Insurance (the insured or a dependent)
• Paid even for stillbirth or miscarriage from week 12 (85 days) of pregnancy (a doctor certificate is required)

③ How you receive it

• Direct payment system: the insurer pays the facility directly; you only settle the difference at the counter (most common)
• Agent receipt system: for small facilities; apply before the birth
• Post-birth claim (reimbursement): pay in full first, then claim later

④ How to apply

With the direct payment system, you just sign an agreement at the facility. To receive a difference or claim after birth, apply to your city/ward office (NHI) or your employer or insurer.

• Health insurance card
• Bank account
• Itemized statement and receipt of birth costs
• The direct-payment agreement document

FAQ

Can foreigners receive it?Yes, if enrolled in National Health Insurance or your employer Social Insurance.

What about giving birth overseas?Covered if your NHI membership continues. A doctor certificate and its Japanese translation are required.

Is it paid for miscarriage or stillbirth?Yes, from week 12 (85 days) of pregnancy, with a doctor certificate.